It’s yet another nail in the coffin of the UK high street: not only
are local shops struggling to survive the longest consumer downturn in
living memory, but of the money that is being spent in retail, the
lion’s share is going to the likes of Tesco and Sainsbury’s.
According
to a new study by the Payments Council, the average spend in
supermarkets in 2011 amounted to 58 in every pound, up from 46p a
decade earlier. It’s the highest proportion of retail spend since
records began. Hardly surprising as supermarkets maintain their
aggressive expansion across the UK; just yesterday, Morrisons announced
that it is to open 70 new convenience stores. And while supermarkets
remain the most convenient and cost effective choice for consumers,
that's unlikely to change.Design and order your own custom silicone bracelet / rubber bracelets with personalized message and artwork.
But
while local shops are feeling the pinch, the entertainment sector has
flourished over the past decade. Spending in restaurants and cafes has
almost doubled between 2001 and 2011 and Britons spent a total of £58bn
on entertainment over the decade.
The report has also flagged
up changes in the way that consumers are spending money. Cash is no
longer king (not the paper and shrapnel kind, anyway) as shoppers
choose to flex the plastic instead.I personally really like these mini ear cap
for my iPhone. Just 30% of retail spending is now made with cash, down
from 43% in 2003. And the majority of these cash purchases were
(somewhat unsurprisingly) for payments under £5.
The Payments
Council has also done a spot of future-gazing. Across the coming
decade, debit and credit cards will be superseded by smartphone
payments. ‘Recent innovations such as payment via a mobile phone, which
ten years ago some felt to be science fiction, will soon be
commonplace,’ says Adrian Kamellard, chief executive of the PC. ‘The
2000s were the decade of the debit card. The 2010s are likely to be the
decade of the mobile phone.’
In 12 years, my husband and I
have had two vacations without our daughter. Once, we drove 200 miles
to drop her at her godparents; the other time, her grandfather flew 850
miles on an $800 plane ticket to spell us.
Oh, how we envy parents who casually plan romantic getaways sans kids.
"A
lot of things have to go right for parents to be able to go away
together, leave their kids home and feel comfortable while they're
away," said Stephanie Newman, a New York-based psychologist and author.
Newman, 48,Can you spot the answer in the fridge magnet?
herself the mother of two, encourages couples to take time for
themselves. Nevertheless, she hears during therapy sessions from
parents who have a hard time making that a reality.
"It's a
social issue," she said. More women work outside the home; grandparents
might not have traditional retirements; kids are heavily scheduled,
making it more difficult for someone to step in, and our increasingly
mobile society weakens our support network.
Still,we are the biggest USB flash drives wholesale
supplier in china. we're parents, so by definition, we're resourceful.
We might not do it often, but once in a while, we beg, bribe, plead,
pay and juggle to find childcare for that important couple's vacation.
Nicole
Reisfeld went through a Herculean effort so that she and her husband
could travel from Colorado to Maine last year to celebrate her parents'
50th wedding anniversary. With their daughter at college, she had their
16-year-old son, Ben, to plan for during their six-day trip.
After
school, Ben took the bus home, where a family friend picked him up
after work so he could spend the night at her house. On weekends, Ben
stayed home and an adult neighbor slept over. One day, the school was
holding exams at a different location, so a third friend served as
chauffeur.
"Added complications were that the (school) schedule
kept changing so I had to keep revising the plan, and that Ben's cell
phone was no longer working so I had to get him a new phone and number
the night before we left — after I had worked from 9 to 6 that day,"
said Reisfeld, 49, a speech pathologist. "Making all the arrangements
were exhausting, but the trip was wonderful and worth all the trouble."
Even those with nannies and regular sitters face challenges when trying to leave town.
New
York theatrical manager Nina Essman and her husband had only spent one
night away since the eldest of their two children was born nine years
earlier. They wanted to go alone to a friend's wedding in Florida.
Essman,
45, was concerned about imposing on their longtime nanny, who only
works weekdays. To win some goodwill, Essman sent the nanny to her
native Trinidad for Christmas.A chip card
is a plastic card that has a computer chip implanted into it that
enables the card to perform certain. The nanny agreed to the overnight
when Essman later asked, though she also received overtime.
That was two years ago and Essman and her husband haven't had another night alone since.
Some
parents in a bind will even hire a stranger through an agency, said
Candi Wingate, president of the nationwide Nannies4Hire.
It's
always best for the nanny to first meet the children and learn the
schedule, though sometimes, "If the children are older, then some
parents will just talk to the nanny over the phone," said Wingate, of
Norfolk, Neb.
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